1.1.24 Safe to install
Xcash: Your Friendly Online Loan Solution
Xcash offers a smooth and straightforward way to secure loans online with quick approvals and competitive rates, perfect for urgent financial needs.
Xcash online loan app offers the following features:
- Loan amount: from ₦10,000 to ₦100,000
- Loan period: 91 to 180 days
- Annual Percentage Rate (APR): from 24% to 56%
For example, if you choose a 6-month loan and borrow ₦10,000, Xcash charges an interest rate of 4% per month. This results in an interest rate of 24%. The total amount payable over 180 days is ₦24,000, with a total payment of NGN124,000.
Loan applicant requirements:
- Nigerian resident
- Aged between 20 and 55 years old
To apply for an online loan on Xcash app, you'll need an Android phone and internet access. Follow these steps:
- Download the Xcash app on your Android phone.
- Install the Xcash app from the Play Store.
- Register for an account using your phone number and receive an OTP.
- Select the loan product you would like to apply for.
- Fill out your information correctly and submit the application.
- Wait for profile approval.
- Get your loan disbursed into your bank account.
Contact us:
- We are available 24/7 to assist you with any queries or requests.
- Service Hotline: 017001000 (9am - 6pm, Monday to Friday, Saturday 9am - 5pm)
- Service Email: [email protected]
- Facebook: https://www.facebook.com/xcashng/
- Office Address: 45c Sauket St, Ikeja GRA, Ikeja, Lagos, Nigeria
Overview
Xcash-loan online & cash is a Freeware software in the category Business developed by Newedge Xcash.
The latest version of Xcash-loan online & cash is 1.1.24, released on 05/24/2025. It was initially added to our database on 10/29/2023.
Xcash-loan online & cash runs on the following operating systems: Android.
Xcash-loan online & cash has not been rated by our users yet.
Pros
- Quick and easy online application process
- Access to funds within a short time frame
- Flexible repayment options
- Competitive interest rates compared to traditional loans
- User-friendly interface and customer support available
- Can potentially improve credit score if payments are made on time
Cons
- High fees and interest rates for borrowers with poor credit
- Limited availability in certain regions
- Possible penalties for late payments or early repayment
- Less personal interaction compared to traditional banking processes
- Potential for debt cycle if not managed properly
- Lack of transparency regarding terms and conditions
FAQ
What is Xcash-loan online?
Xcash-loan online is a financial service provided by Newedge Xcash that allows users to apply for online loans quickly and efficiently.
How do I apply for an Xcash loan?
To apply for an Xcash loan, visit the Newedge Xcash website, fill out the online application form with the required personal and financial information, and submit it for review.
What documents are required for an Xcash loan application?
Typically, you will need to provide proof of identity, income verification, and bank account information as part of your application.
How quickly can I get approved for an Xcash loan?
Approval times may vary, but many customers receive a decision within minutes after submitting their online application.
What types of loans does Newedge Xcash offer?
Newedge Xcash offers a variety of loan types including personal loans, cash advances, and installment loans.
Is there a maximum loan amount I can apply for?
Yes, the maximum loan amount depends on your creditworthiness and the specific type of loan you are applying for. Generally, amounts can range from a few hundred to several thousand dollars.
Are there any fees associated with Xcash loans?
Yes, there may be fees related to processing the loan application or late payment fees. Be sure to review the terms and conditions carefully.
Can I repay my Xcash loan early?
Yes, most loans from Newedge Xcash allow for early repayment without penalty. Check your loan agreement for specific details.
What happens if I miss a payment on my Xcash loan?
Missing a payment may incur late fees and could affect your credit score. It's recommended to communicate with customer service if you foresee difficulties in making payments.
Is my personal information safe when applying for an Xcash loan?
Yes, Newedge Xcash employs strong security measures to protect your personal and financial information during the application process.
Pete Milner
I'm Pete, a software reviewer at UpdateStar with a passion for the ever-evolving world of technology. My background in engineering gives me a unique insight into the intricacies of software, allowing me to provide in-depth, knowledgeable reviews and analyses. Whether it's the newest software releases, tech innovations, or the latest trends, I'm here to break it all down for you. I work from UpdateStar’s Berlin main office.
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